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teamquestnorth

Lindland never cheated
Jan 27, 2015
15,422
28,258
If you get even 10 percent disability, it gets back dated to your ETS date.
I could have gotten some disability from hearing loss due to being in shipyards, gunfire etc..but I never pursued it.

If I got 30% disability dating back to 2008 that would be a shit ton of strip club and Taco Bell money.

Im going to look into it
 
P

Punch

Guest
I could have gotten some disability from hearing loss due to being in shipyards, gunfire etc..but I never pursued it.

If I got 30% disability dating back to 2008 that would be a shit ton of strip club and Taco Bell money.

Im going to look into it
It would indeed. Lol.
 

Hauler

Been fallin so long it's like gravitys gone
Feb 3, 2016
45,569
57,917
Maybe, but if you have a trick knee or a bulging disc for example that happened during service, you're fucking yourself out of what you earned.
What about a gaped asshole? What's that worth in premium rebates?
 

Kingtony87

Batman
Feb 2, 2016
6,515
8,902
Florida is fucking you.

I pay about $200 a month. Low deductible, $20 copay. All basic stuff is fully covered/reimbursed. This includes vision and dental.

I also work for a small business so it should have fucked us in theory but Virginia isn't a shithole so it wasn't too bad of a change.

It could get better if the insurance companies were forced to compete across borders but at the same time... We're now conditioned to paying high premiums so it's not coming down anytime soon.
I live in NY. To cover my wife and I, $400 a month premium and I have to pay the first 12,000 before insurance covers anything.
 

kneeblock

Drapetomaniac
Apr 18, 2015
12,435
23,026
I live in NY. To cover my wife and I, $400 a month premium and I have to pay the first 12,000 before insurance covers anything.
Wtf?! Not to get in your biz, but do you make over 150K/year or is your employer the worst company on earth? I'm in NY too and I've never heard of plans that bad except on COBRA.
 

KWingJitsu

ยาเม็ดสีแดงหรือสีฟ้ายา?
Nov 15, 2015
10,311
12,758
I would pay more for a lower deductible because I actually use my insurance with my back. I legit cannot afford to have surgery, even with insurance.
I have a separate prescription insurance that is amazing. My dad, with Medicare (that's the one for old people, right, I drank too much and can't remember), pays $30 for 120 Vicodin 10/325s, I JUST paid $7 for the same damn thing. I'll take a low deductible insurance, with full coverage, please.

Guess I gotta move.
How is insurance in Australia? @Vutulaki and @Mieshas Taint ?!
What about in England Leigh @Leigh ?!
I don't know how anything works.
England above all.
National Health Service ftw.
 
M

member 3289

Guest
I talked to a guy the other day who works in the insurance business in Atlanta. He works on commission and does mostly small group insurance for small businesses (fewer than 100 employees).

Despite the fact that he was a redneck, he was educated and honest. He said that since ObamaCare started, the insurance brokerage company he works for has experienced a surge in business.

Basically he's been able to make a career because of the Affordable Care Act.

And that's just one guy.
 

Disciplined Galt

Disciplina et Frugalis
First 100
Jan 15, 2015
26,030
30,881
I talked to a guy the other day who works in the insurance business in Atlanta. He works on commission and does mostly small group insurance for small businesses (fewer than 100 employees).

Despite the fact that he was a redneck, he was educated and honest. He said that since ObamaCare started, the insurance brokerage company he works for has experienced a surge in business.

Basically he's been able to make a career because of the Affordable Care Act.

And that's just one guy.
None of this happened.
 

Leigh

Engineer
Pro Fighter
Jan 26, 2015
10,925
21,293
What about in England Leigh @Leigh ?!
I don't know how anything works.
We pay nothing for visits to the doctor, ER, treatment, surgery etc. We pay a small fee for prescriptions (I think it's about £7) and we get subsidised dental care (I pay £8 per month dental insurance).

I have private medical insurance on top of that. My work pays but I think it's about £50 per month and there is zero deductible. Private hospitals have much shorter waiting lists and I don't have to convince my doctor to sign me off for more frivolous treatments, such as spurious MRIs for mild back pain.
 

Splinty

Shake 'em off
Admin
Dec 31, 2014
44,116
91,096
.
I live in NY. To cover my wife and I, $400 a month premium and I have to pay the first 12,000 before insurance covers anything.

In seeing a lot of this in my patients. That's a little higher on the deductible, but the same trend.

On average I'd say ACA plans in my.patient population...
200 bucks to cover one person, with a 5000-8000 deductible. Blue collar workers. Usually blood pressure and cholesterol meds on $4/month generics.
 

Kingtony87

Batman
Feb 2, 2016
6,515
8,902
Wtf?! Not to get in your biz, but do you make over 150K/year or is your employer the worst company on earth? I'm in NY too and I've never heard of plans that bad except on COBRA.
I do not make over 150k a year. I have four options for plans. Bronze to platinum. The platinum which is co pays no deductable is 1200 a month in premiums.
 

Kingtony87

Batman
Feb 2, 2016
6,515
8,902
.



In seeing a lot of this in my patients. That's a little higher on the deductible, but the same trend.

On average I'd say ACA plans in my.patient population...
200 bucks to cover one person, with a 5000-8000 deductible. Blue collar workers. Usually blood pressure and cholesterol meds on $4/month generics.
I'm not on aca either. But based on my income last time I checked they were about the same.
 

gangsterkathryn

저승사자
Oct 20, 2015
17,319
20,573
.



In seeing a lot of this in my patients. That's a little higher on the deductible, but the same trend.

On average I'd say ACA plans in my.patient population...
200 bucks to cover one person, with a 5000-8000 deductible. Blue collar workers. Usually blood pressure and cholesterol meds on $4/month generics.
I've never paid this much, or had a deductible, in my life, and I have had my own insurance since I was 20.
And I don't even have ACA! I have group coverage.
This is crazy. To get the same coverage through ACA, it was $600-700 a month. I looked because I was so worried I was paying far too much.
 

jason73

Yuri Bezmenov was right
First 100
Jan 15, 2015
72,937
134,361


these fuckers used to courier weed to my house for 5 bucks a gram