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  1. yuki2054

    General My credit score went up today AMA

    My credit score with Equifax went up today by 15 points from 197 to 212. It's still pretty crap, and like half of the UK average. But it's better than it was a couple of years ago, when I zeroed all of my seven credit cards on black escorts. Now I have one active defaulted card (with a balance...
  2. yuki2054

    General My credit ratings went up again today,,, AMA?

    My credit ratings with the three major uk credit reference agencies (Transunion, Experian and Equifax), went up today. They are still poor, 1/5 in each. But a few months ago they were worse. So at least my regular payments on my debts, is beginning to pay off?!