General Best credit card with points

[kvr28]

I have 2 chase cards that I get 1 to 3 percent back on depending on where I purchase. I never carry a balance, pay off at the end of each month so not concerned about interest rate. Any other better options out there?

If you momo's aren't doing this, start. Use the credit card for your normal purchases that you would use cash or debit for and pay off each month. It's free money.

 

[Wanderluster]

All depends what your major spend categories are and especially if you know how to "game" them. Amex has a resy platinum offer floating around for 150k MR sign up bonus (SUB) plus 15x MR/$ up to $25k spend on restaurant.

 

[Fan_of_Fanboys]

The wife and I do the same and we use the Chase Sapphire Reserve but we like to travel.

It can get complicated, more than I care to do, but there are guides with great info. I think it's a mix of 3-5 Chase cards, each with different bonuses for certain categories. And if follow that you maximize the return. I'm just too lazy and only want to carry one card

 

[Bushkill Blades]

 

[Fan_of_Fanboys]

Love DR
But I always view him as a behavior specialist that focuses on financial behavior more than I view him as a financial planner or advisor. He can't tell people without self control to get a card and pay it in full each month

 

[Uncle Tom Doug]

The fact that he has an audience blows my mind. "Don't buy shit you can't afford"

Most people really are a bunch of retards.

 

[kvr28]

The fact that he has an audience blows my mind. "Don't buy shit you can't afford"

Most people really are a bunch of retards.

That is pretty much 99 percent of us here

 

[Wiggy]

That is pretty much 99 percent of us here

Hey now!! Speak for yourse...

...um...uh...ah...well...er...

...yeah, Ok. Point taken.

 

[Bushkill Blades]

The fact that he has an audience blows my mind. "Don't buy shit you can't afford"

Most people really are a bunch of retards.

I watch the little shorts on YouTube just to remind myself that I'm not retarded.

Hey Dave, I've got 1.7million in consumer debt and I saw this sports car I REALLY need to have...

 

[Bushkill Blades]

He can't tell people without self control to get a card and pay it in full each month

Those types need beatings to uh... further their financial literacy.

 

[kvr28]

Love DR
But I always view him as a behavior specialist that focuses on financial behavior more than I view him as a financial planner or advisor. He can't tell people without self control to get a card and pay it in full each month

Exactly