Just got my estimate back for my upcoming surgery next month($762,098.66) and adding that up with the two I had last month and my stroke back in Nov, my insurance paid out $1.5mil. The figure is low because I think the last two surgeries haven't finished being tallied up fully yet so it's more like $1.5 - $2 mil. The reason why sucks but at least someone is sticking it them. I will obviously never pay that much in insurance payments. Out of pocket for everything I was capped at $23k which obviously still sucks but only having to pay $23k for $2mil worth of work isn't horrible.