General Jesus christ buying a house today is stupid

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Cornhole Champ

Formerly 'kvr28'
Nov 22, 2015
20,146
28,573
She is closing right now, very proud of her. Now let's see how much shit she asks me to do, wants to replace the roof with metal and build a new deck on the back. I have a feeling I am going to get roped into it.
 

Fan_of_Fanboys

First 200ish
Feb 9, 2015
3,760
4,519
She is closing right now, very proud of her. Now let's see how much shit she asks me to do, wants to replace the roof with metal and build a new deck on the back. I have a feeling I am going to get roped into it.
When I bought my first house someone threw us a housewarming party. Mostly it was the typical stuff but a few, smarter, people got me a shovel, rake, socket and screwdriver set, etc. No one got me a plunger and that would have been sweet.

But nothing better than the essential tools that'll last a lifetime.
 

Wild

Zi Nazi
Admin
Dec 31, 2014
96,341
140,164
She is closing right now, very proud of her. Now let's see how much shit she asks me to do, wants to replace the roof with metal and build a new deck on the back. I have a feeling I am going to get roped into it.
Congrats man.
 

vad

Custom title
Jun 24, 2022
1,917
2,489
Any time you have a manufactured home its a tougher loan to get done. Lots of cya. Then its rural, so what do you compare it to. Another underwriting challenge.

Glad she got it done. Feels good owning your own place.
 

Cornhole Champ

Formerly 'kvr28'
Nov 22, 2015
20,146
28,573
Any time you have a manufactured home its a tougher loan to get done. Lots of cya. Then its rural, so what do you compare it to. Another underwriting challenge.

Glad she got it done. Feels good owning your own place.
Same, she could only get a 20 year note on it, interest is 6.25 I believe. What we were up against was the bank doesn't loan on a manufactured home that is older than 20 years. It turned 20 on 12/31/24. So it was a push to get everything in for the loan approval before that date.
 

vad

Custom title
Jun 24, 2022
1,917
2,489
Manufactured, berms, geodesic domes, a-frames, anything non-standard or prebuilt in some way is always going to be a pain. Weird special rules, etc.