They beat tex twice so 2 losses.Texas, Notre Dame, Penn State. Like I said, take your pick. The whole strength of schedule, how many points you won by, etc method is so convoluted that wins and losses should really mean more than they have this year.
You're going to put ND with their schedule at 2 with a loss to NIU? GTFO
Penn State? I don't see it but I guess. They'll get to prove it and they got the easiest draw anyway so really they fucked you guys lol